Fansly creators in Canada have specific tax obligations, as earnings are deemed taxable business income by the Canada Revenue Agency (CRA). Understanding Fansly taxes involves navigating GST/HST requirements and income reporting, including the $30,000 GST/HST threshold. Consulting a professional like 786 Venture CPA is recommended to manage your taxes as a creator.
TL;DR: Key Tax Rules for Fansly Creators
- Taxable Income: Fansly revenue is taxable business income, reported on a T2125 form with your personal tax return..
- GST/HST Threshold: If your worldwide taxable supplies exceed $30,000 in four consecutive calendar quarters, you must register for GST/HST. CRA GST/HST Small Supplier Rules.
- Platform Obligations: Fansly may collect GST/HST from Canadian subscribers under digital economy rules, but you must handle registration and input tax credits (ITCs) if you exceed the threshold.
- Charging GST/HST: Charge GST/HST to Canadian subscribers based on their province (e.g., 13% in Ontario, 14% in Nova Scotia as of April 1, 2025). Non-Canadian subscribers are typically zero-rated. CRA Place of Supply Rules.
- Action Items: Separate gross earnings from platform fees, reconcile monthly deposits, and track foreign exchange (FX) gains/losses. Use the GST/HST Readiness Checklist and GST/HST Calculator to stay compliant.
Rules of Fansly Taxes in Canada
The CRA classifies Fansly earnings as taxable business income, reported on a T2125 form with your personal tax return. Income tax rates for 2025 range from 15% on the first $58,000 of net business income to 33% (federal) above $258,000, plus provincial taxes (e.g., 10% in Alberta up to $148,000). Deductible expenses include internet, equipment, marketing, and home office costs. CRA Allowable Business Expenses.
For GST/HST, you’re a small supplier if your taxable supplies (including zero-rated sales to non-Canadians) are under $30,000 over four quarters. Exceeding $30,000 requires GST/HST registration. Fansly may collect GST/HST on Canadian subscriptions since July 1, 2021, but registered creators must report and remit GST/HST. Non-compliance penalties are 1% monthly plus interest.
GST/HST Rates by Province/Territory (2025).
The table below lists the 2025 sales tax rates across Canada, including GST, PST, and HST.
| Province/Territory | Sales Tax Type | Provincial Sales Tax (PST) | Federal Goods and Services Tax (GST) | Harmonized Sales Tax (HST) | Total Sales Tax |
| Alberta | GST Only | None | 5% | N/A | 5% |
| British Columbia | GST/PST | 7% | 5% | N/A | 12% |
| Manitoba | GST/PST | 7% | 5% | N/A | 12% |
| New Brunswick | HST | N/A | N/A | 15% | 15% |
| Newfoundland and Labrador | HST | N/A | N/A | 15% | 15% |
| Northwest Territories | GST Only | N/A | 5% | N/A | 5% |
| Nova Scotia | HST | N/A | N/A | 14% | 14% |
| Nunavut | GST Only | N/A | 5% | N/A | 5% |
| Ontario | HST | N/A | N/A | 13% | 13% |
| Prince Edward Island | HST | N/A | N/A | 15% | 15% |
| Quebec | GST/PST | 9.975% | 5% | N/A | 14.975% |
| Saskatchewan | GST/PST | 6% | 5% | N/A | 11% |
| Yukon | GST Only | N/A | 5% | N/A | 5% |
Step-by-Step Guide to Compliance
Follow these steps to manage your Fansly tax obligations in Canada:
- Check Your GST/HST Status: Track taxable supplies over four quarters using the $30k GST/HST Threshold Calculator. Include zero-rated sales to non-Canadian subscribers.
- Register for GST/HST: If you exceed $30,000, register via the CRA GST/HST Registration Portal. Choose quarterly or annual filing and receive a Business Number (BN).
- Set Up QBO: Import a creator-specific Chart of Accounts (COA) for accurate tracking. Download a sample CSV: QBO COA Import. Enable multi-currency for USD payouts, categorizing platform fees as expenses and gross earnings as income.
- Track ITCs: Claim GST/HST paid on business expenses like software, props, or travel.
- Collect Evidence: Save Fansly payout reports showing GST/HST charged to Canadians, bank statements, and FX rate records from the Bank of Canada.
- File Returns: Submit GST/HST returns via NETFILE or mail, and pay taxes electronically to avoid penalties.
Recordkeeping for Audit-Proof Compliance
Audits are common for creators. Maintain these records for six years:
- Monthly payout CSVs from Fansly
- Bank statements showing deposits
- Screenshots of gross earnings vs. platform fees
- FX rate documentation from the Bank of Canada
- GST/HST workpapers detailing calculations
Use the CRA Recordkeeping Guide for digital storage. Use the GST/HST readiness checklist to stay prepared.
FAQs
Do I need to register if Fansly collects GST/HST?
Yes, if your taxable supplies exceed $30,000 over four quarters, you must register and file returns. See CRA Social Media Influencers.
Do non-Canadian subscribers count toward the $30k threshold?
Yes, zero-rated sales to non-Canadians count. Details at TaxTips.ca GST/HST.
What expenses can I deduct?
Deduct internet, phone, cameras, props, marketing, and home office costs. For Calgary shoots, track mileage at 70 cents/km in 2025. CRA Business Expenses.
Do I need to register for GST/HST for Fansly?
If your taxable supplies exceed $30,000 over four quarters, register for GST/HST. Otherwise, remain a small supplier. Verify at CRA GST/HST Registration Rules.
To manage your Fansly tax obligations, consult a professional like 786 Venture CPA. Track earnings with the $30k GST/HST Threshold Calculator and set up a QBO account with a creator-specific COA: QBO COA Import. Track ITCs with the Deduction Tracker and keep records for audits. For Calgary creators, get the Fansly QBO Pack (COA, tracker, and checklist). Reply “REGISTER ME” for help with GST/HST registration and QBO setup.